WILDFIRE AND HAIL SEASON HAVE ARRIVED

Source – Santam 01/11/2018 ________________________________________ Dear Client We are officially in the wildfire (down south) and hail season (up north), and it always brings with it a certain sense of anxiety among everyone directly involved in the short-term insurance environment – be it insurers, reinsurers or intermediaries. This anxiety is justified to the fact that…

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Did you know?

Source: Santam 5 October 2018   PERSONAL INSURANCE POLICY – ALL RISK SECTION CLOTHING AND PERSONAL EFFECTS We cover loss of or damage to your clothing and personal effects. Our compensation is limited to the amount shown in your policy summary. The item limit shown in your policy summary is the maximum amount we will…

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Medical Aid Expenses in Retirement

Medical Aid Expenses in Retirement Medical Aid Expenses in Retirement September 26, 2018 People saving towards retirement often overlook or downplay the impact that future healthcare needs have within their retirement planning framework. Medical aid expenses then result in these costs eroding income earmarked for other necessities. This is the experience of André Lindeque, consultant…

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Overlooked – endowments have tax, estate planning benefits

Lower costs, increased investment options and better transparency have addressed previous scepticism. Marcia Klein 10 September 2018 Endowments are a good option for tax-efficient discretionary savings. Endowments are often overlooked when it comes to portfolio planning, but they offer many benefits to investors. Endowments are investment ‘wrappers’ around underlying investments in equities, property, bonds and…

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Sal jy genoeg hê?

Bron: Sanlam, 28 Augustus 2018 Oor die lewe en aftrede Ons verstaan. Beplanning vir aftrede is nie altyd ‘n top prioriteit wanneer jy ‘n loopbaan bou nie. En selfs al het jy vir jou toekoms begin spaar, weet jy of jy genoeg sal hê om jou huidige leefstyl vol te hou wanneer jy ophou werk?…

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